Will use of my car in a car pool be covered?

A: As long as the carpool is not intended as a business operated for profit, insurance protection is not affected. If you use your car in a typical share-the-ride pool where everybody takes turns driving, or if one person drives all the time and only collects for expenses from the passengers, his or her policy provides regular coverage. However, car-pooling results in an increased number of passengers in the car, so you should consider increasing your liability limits.

Phillip Miller & Associates
631 Woodland Street
Nashville, TN 37206
Phone: (615) 356-2000
Fax: (615) 242-1739
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