Uninsured Drivers have Their Own Stories

I was recently contacted by a consumer who had seen my profile on AVVO. It was not a case we would take -  no one was injured and the young woman who contacted me was the person who caused the wreck. She was concerned because 4 months after the wreck she was contacted by Allstate Insurance wanting her to pay for more than $3,000 in property damage to another vehicle.  Although she was at fault - there was no way she could pay for the damages - she was one of the thousands of uninsured drivers on Tennessee roads. She and her boyfriend were having a hard time paying their rent and utilities during the winter and spring of 2009, so car insurance was dropped. When this wreck happened her car was totaled and the only transportation they had for work for the next 6 weeks was a bicycle.  Unless you are terribly pressed financially, uninsured motorist coverage is critical protection for you and your family.