Construction Site Accidents

  An important change will effect Tennessee Workers' Compensation law on December 31, 2009.  Under the new law, Public Chapter 1041 (2008), everyone in the construction industry must carry workers’ compensation coverage.  This means that construction company owners (both large companies and small businesses) will be required to carry workers compensation on all subcontractors, workers, and employees who work for them.  In addition, thy will be required to carry this insurance on themselves.  The only exception to this rule will be for sole proprietors or partners (with no subcontractors, workers, or employees) who are being paid directly by a residential property owner (i.e individual, custom build job).  This is a change from the old law that required contractors to carry work comp insurance only if they had one (1) or more employees.  Gone are the days when contractors could allow subcontractors to waive their right to work comp benefits by filling out a form.

If you have been injured while working a construction job, contact us.  We will help you to determine what benefits that you are entitled to.